Kikoff (Click Here To Sign Up)

How Kikoff works

Sign up fast with no credit check, no interest, and no hidden fees.¹

Get access to a $750, $2,500, or $3,500 Kikoff tradeline.

Choose from three affordable plans starting at just $5/month.² 

On-time payments to Kikoff (made easy with Autopay) automatically get reported to all three credit bureaus to improve key credit factors.

Kikoff users with credit under 600 that made on-time payments increased their credit by:

• An average of +25 points in their first month

• Up to +84 points in their first year³    ****

• 1 Individual results may vary. Subject to approval. Terms & conditions may apply. Late or missed payments can have a negative impact on your credit. Make on-time payments to maintain account health.

• 2 Plans start at $5/mo for 12 mos. Autopay requires opt-in. Features may vary depending on plan purchased. 

• 3 First-month average impact of +25 points for users between Jan-2024 & Nov-2024 who purchased at least one item with Kikoff Credit Account in their first month. First-year average impact of +84 points for users between Jan-2023 & Jan-2024. Average credit score impact figures are calculated based on Credit Account users who started with a VantageScore 3.0 below 600, paid on-time, and had no delinquencies or collections added to their credit profiles during the period. Late payments may negatively impact your credit score. Individual results may vary.